Insurance adjusters are often friendly and caring people, but remember, the insurance company is not working for your benefit. It's objective is to protect its own bottom-line interests.

Although it will accept a certain level of fault, it is standard practice for an insurance company to try to refute full responsibility for the extent of your injuries, and try to deny or reduce the amount of your claim.

However, personal injuries can have more far-reaching effects on one's life than it might appear in the initial stages of the accident or injury.

Never talk to an insurance adjuster before consulting your lawyer. What you say to them may be used in court, and against you in your claim. It is also wise to seek a lawyer who has extensive experience with insurance companies, and solid track record in injury law. Make the call: your first consultation with Roger Watts is always free and without obligation, and you do not pay legal fees until you settle.